Home / Members / Member Resources / Member Benefits / Bupa Health Insurance

Bupa Corporate Health Cover

Because you work hard, your health cover should too.

Health cover often means balancing what you need, with what you can afford. With Bupa, their aim is to give you better, smarter, and more flexible cover options from day one. That’s why we’ve partnered with Bupa, to ensure you get the most from your cover.

As a corporate member, you and your staff can look forward to:

a 6% discount on your health cover¹.


100% back on dental check-ups – pay nothing for dental check-ups at Members First Platinum providers, up to yearly limits².


Gap free for kids – pay nothing for kids on most dental, physio, chiro, podiatry consultations and selected optical packages up to yearly limits, at Members First Providers³.


Gap free optical – you’ll pay nothing for a range of glasses at Bupa Optical & Specsavers. Plus, at Members First Optical providers you’ll get a higher limit per year on glasses, frames and contact lenses than you would at other providers4.


Bupa Plus – access an exclusive range of rewards and discounts.


Online Cognitive Behavioural Therapy (CBT) – We offer our members 100% back on a range of confidential, self-paced Online Cognitive Behavioural Therapy courses5.


Health LinkWhether you’re trying to improve your health and wellbeing, living with a condition or looking after your family, you’ve come to the right place. We have information you can trust, and real stories to help inspire you to live a longer, healthier, happier life.


To find out more about your company plan, or to join:

 Ready to switch? It’s easy.

No gimmicks. No hassles. No worries.

  1. Get in touch so we can talk about the best cover for you.
  2. We’ll cancel your old membership for you when you switch.
  3. You’ll stay covered and may be able to claim straight away.

Terms and Conditions

  1. Discount is reviewed periodically by Bupa and your Company and is subject to change. Must pay by direct debit or payroll deduction (if available). Reciprocal Health Cover – Basic is ineligible for any discounting waivers, or retail offers. Bupa HI Pty Ltd ABN 81 000 057 590.(TKSB-).
  2. Yearly limits, waiting periods, fund and policy rules apply. Excludes Orange 50, Orange 60 and Your Choice 60 Extras where general dental is not selected.
  3. For most items covering dental, physio, chiro, podiatry consultations and selected optical packages. Available on Ultimate Health Cover – Gold, and Top Extras 60, Top Extras 75 & Top Extras 90 when taken with Hospital cover, on a family membership. Yearly limits, waiting periods, fund and policy rules apply. Child dependants only. Excludes orthodontics, orthotics and hospital treatments. Set benefits apply at other recognised providers.
  4. Customers with Orange 50 and Orange 60 products are not eligible for two pairs no gap at Specsavers. Fund and policy rules apply.
  5. Online CBT is only claimable from a Bupa recognised provider. Bupa pays 100% back of the agreed course fee when members complete a Bupa recognised Online Cognitive Behavioural Therapy (Online CBT) course, up to sub-limits. Available on selected Extras and Corporate packaged covers for HIA which include mental health. Yearly limits, waiting periods fund and policy rules apply.

Newsflash: April Rate Rises Delayed Until 1 October 2022

Good News, Bupa have delayed April premium increases until 1 October 2022.

Learn more about this update and how you will benefit.

National Tradies Health Month - August 2021

To celebrate National Tradies Health month  in August 2021, we shared a few essential tips to help you re-charge your health and well-being.

  • Benefits of Exercise

    Did you know that injuries in the trade industry represented 58 per cent of Australia’s working population between 2010 – 2011 and 2014 – 2015, and according to Safe Work Australia around 190 serious claims were made each day? They are serious numbers! This week we’re focusing on the many benefits of exercise and how it can help your health and safety.

    Regular exercise and physical activity may:

      • help lower blood pressure
      • cut levels of bad LDL-cholesterol
      • raise levels of good HDL-cholesterol
      • assist with maintaining a healthy weight range
      • reduce potential strain on your heart
      • decrease any fatty build-up in your arteries that contributes to heart disease
      • lower your risk of other long-term conditions including Type 2 Diabetes and Osteoarthritis
      • help lower stress levels and can help improve mental well-being through the release of endorphins
      • improve your sleep
      • help keep your thinking, learning and judgement skills sharp
  • Healthy Eating

    We know you’re busy on the tools and running your business, but don’t forget to make sure you have plenty of spark in your system by maintaining a healthy diet and include the following key nutrients in your daily intake:

    1. Close your internal circuit breakers and pump up your energy with a selection of good carbohydrates including wholegrain bread and cereals, fruit and vegetables.
    2. Maintain your personal generator and help your cells grow and repair with proteins including lean meat, poultry, fish, low-fat dairy, legumes and nuts.
    3. Improve your internal power supply by including some good fats found in dairy, lean meat, oils and nuts to assist vitamin distribution in your body.
    4. Up your amperage with vitamins and minerals sourced in fruit and vegetables, whole-grains, beans and legumes and lean meat
    5. Keep your digestive transmission lines flowing smoothly with a balance of soluble fibre to lower cholesterol levels and insoluble fibre for bowel health.

    To make it easier to choose healthier foods, BUPA has partnered with The George Institute for Global Health to create the FoodSwitch app (free).  Use the app to scan the barcodes of packaged foods and view their easy traffic light colour coded ratings for four key food components – fat, saturated fat, salt and sugar; and receive similar but healthier options for your not-so-healthy food items. Find out more at www.bupa.om.au/foodswitch.

  • Back Health

    You’ve got your essential tools in your kit to help you get the job done, but did you ever consider that your back is one of your most important and valuable tools that you’ll own?

    Between the heavy lifting you undertake on the job, using tools, reaching around corners and crawling into tight spaces, you don’t need to be reminded that being a tradie is physically demanding! Your back needs to work extremely hard every day to support these demands, so it’s important to incorporate the following steps each day to make sure you are looking after this valuable tool:

    1. Maintain good posture by keeping your shoulders back and engaging your core to avoid slouching. Your muscles will thank you as they do not need to constantly contract to keep you upright.
    2. Get active and aim to include 30 minutes of aerobic exercise at least five times per week, plus a couple of strengthening sessions to target your key muscle groups in your back. Not only will you boost your strength and endurance, you’ll also be on track to maintain a healthy weight and get those feel-good endorphins that are induced through exercise.
    3. Bend from your knees and hips and never from your back! By bending at the hips while simultaneously bending your knees, you’ll avoid straining your lower vertebra and inducing micro tears or more serious injuries.
    4. Stretch your body gently on a daily basis to improve your range of motion and avoid your muscles shortening and becoming tight.  It’s important to stretch slowly until you feel resistance (but not pain) and avoid bouncing as this may cause injury.
  • Sun Protection

    Singing seagull jokes aside, SunSmart has stated that two in three Australian’s will be diagnosed with skin cancer by the time they are 70, so it’s time to get serious about factoring in a Slip, Slop, Slap and Wrap routine into your daily work schedule! While working outdoors on client jobs has its benefits, the risk of injuries caused by the sun including sunburn, sunstroke and skin cancer is real.

    Recharge your health and maximise your sun protection to reduce your risk of sun injury by implementing the following steps in your daily routine:

    • Erect temporary shade over outdoor jobs where possible
    • Move to a shady spot for smoko breaks
    • Organise outdoor jobs to take place before 10am and after 4pm to avoid the most intense periods of sunlight
    • Cover up with collared long-sleeved tops and trousers, avoiding fabrics that allow UV rays to penetrate
    • Wear water resistant sunscreen that is at least 30+ SPF and has not passed its expiry date and cover all exposed areas (including the sneaky spots like your lower back)
    • Wrap on some polarised sunglasses or safety glasses that filter out UV rays (make sure your safety glasses comply with AS/NZS 1337 standards)
    • Cover your head with a hat that protects your face, neck and ears.

    Hot tip: You may be able to claim the cost of sun protection gear including sunscreen on your tax.  To confirm if you are eligible and the products you have purchased meet ATO standards, check with your accountant or the Australian Taxation Office on 13 28 61.